TRUSTED MORTGAGE SERVICES
Donate today & help us reach our $1M goal to preserve the polar bear’s Arctic home.
Polar bears live on the ice-covered waters of the arctic, relying almost entirely on shrinking sea ice for their survival.
“I Predict That We Could See Ice-Free Summers onthe North Pole Within a Decade.”
34%
0
RAISED
$376,943
OUR GOAL
$1,000,000
John Forsyth, Lead Researcher, The Canadian Polar Insitute
RESOURCES
KNOW WHAT TO EXPECT WHEN YOU GET A MORTGAGE
We know that getting a mortgage is a big decision and we want to make sure that our members have the resources to make the mortgage process as simple as possible. From application to closing, our expert mortgage team will ensure that you stay informed.
Mortgage Calculator
Member First Mortgage
Visit the Member First Mortgage website to learn more about our mortgage partner and for more mortgage resources.
Find Out More About Loan Products
If you'd like to learn more about individual loan products to figure out which one is right for you, visit MFM's Loan Product page on their website.
Continue Your Application
Have you already started completing a mortgage application? Finish your application today!
Tell us about yourself
I want first-time homebuyer perks
Special features and benefits exclusively for first-time buyers.
I want an affordable down payment
Multiple loan options that help with restricted incomes or lower credit scores.
I want a payment that doesn’t change
Fixed-rate loans lock in your rate and term for the life of the loan.
I want military or veteran perks
Loans with fewer credit requirements and low to no down-payment options*.
I want a home in a rural area
USDA/RD loans can help make eligible locations more affordable.
Find Out More About Loan Products
If you'd like to learn more about individual loan products to figure out which one is right for you, click the link below or reach out to your Loan Officer.
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Home Loans
Member-Focused Mortgages
Gateway Metro Community FCU, where your homeownership dreams become reality! We've partnered with Member First Mortgage, LLC (MFM) to bring you affordable, trusted, and exceptional mortgage solutions. With a wide range of loan options, competitive rates, and a simple online application process, we're here to make your mortgage journey smooth and stress-free. Discover why our members trust us to guide them home.
Mortgage Calculator
Calculate Your Path to Homeownership: Use our mortgage calculator to explore your options and discover how close you are to achieving your dream home.
Homebuying Guide
Be informed! Review best practices for finding, buying, and financing your new home with a payment you can afford with our downloadable guide.
10 First-Time Homebuyer Tips
Navigate the journey with confidence and make informed choices that reflect your financial objectives and lifestyle by keeping these 10 tips in mind.
RESOURCES & EDUCATION
If you have questions and want to talk about your specific situation, call our expert Mortgage Consultant today:
Make a Mortgage Payment
Login to our portal from MFM (Servicing Digital) to make a payment, view information about your loan, and more.
Complete a prequalification application and gather your pay stubs, bank statements, and 2 years of tax returns.
Contact a Real Estate Agent and provide them with your prequalification letter along with a list of your wants/needs in a new home.
We will send you the loan estimate and early disclosures. Then we can move forward with underwriting the loan and ordering the appraisal.
Once you've found the perfect home and your offer has been accepted, you'll need to sign a Purchase Agreement so we can begin the financing process.
After the appraisal comes back and all conditions are met for underwriting, your loan will be clear to close.
All documents will then be finalized and your closing date will be scheduled!
On closing day, all final documents will be signed. Congratulations, you're a homeowner!
*Every mortgage is unique. This step-by-step process is simply to serve as a general outline of what you can expect during the mortgage process. We make no guarantees in regards to timelines, required documentation, approval, etc.
I want first-time homebuyer perks
Special features and benefits exclusively for first-time buyers.
I want a payment that doesn’t change
Fixed-rate loans lock in your rate and term for the life of the loan.
I want military or veteran perks
Loans with fewer credit requirements and low to no down-payment options.
I want an affordable down payment
Multiple loan options that help with restricted incomes or lower credit scores.
SELECT YOUR IDEAL MORTGAGE
I want a home in a rural area
USDA/RD loans can help make eligible locations more affordable.
CONTACT US TODAY
*This is not a commitment to lend. All lending products are subject to credit and property approval. Refinancing an existing mortgage loan may cause the total finance charges to be higher over the life of the loan. Additional restrictions may apply. Member First Mortgage, LLC is a partner of Gateway Metro Federal Credit Union. For MFM’s licensing and state disclosure information, please visit the Member First Mortgage, LLC licensing website. Gateway Metro Fedeal Credit Union: 1001 Pine St. Saint Louis, MO 63101 | (314) 621.4575 | NMLS ID: 410276. Member First Mortgage, LLC Corporate Office: 616 44th Street SE, Grand Rapids, MI 49548 | (866) 898.1818 | NMLS ID: 149532 | For NMLS licensing information, please visit www.nmlsconsumeraccess.org | Equal Housing Opportunity.